About Us
Trance Capital Limited (Trance Capital) is a money lending medium poised to provide financial solutions to those in need. As a registered financial solutions company, Trance Capital provides accessible and affordable Short to medium term financing solutions to individuals and employees of affiliated organizations across Lusaka with plans of expansion across the country. With a primary focus on offering payroll-backed loans at rates lower than the market average, Trance Capital aims to alleviate financial stress for clients while fostering financial stability and empowerment.
Trance Capital was incorporated in 2024 in Lusaka Zambia. The Company is a money lending business that is registered with the Patent And Company Registration Agency (PACRA) and complies with the Ministry of Finance and National Planning Requirements For Money Lenders, We are compliant with zambian regulatory bodies and laws. By Partnering in with companies, we are able to provide salary advances to your employees at favorable rates.
Our Mission
Our mission is to provide tailored financial solutions that empower individuals and assist organizations to deliver financial solutions to their employees. We strive to deliver accessible, transparent, and innovative financial services.
Our Vision
To serve individuals and organizations and assist them access affordable capital to finance their dreams. We envisage expanding to provide tailored services to our clientele with their unique needs.
Core Values
Expand Partnerships
Form alliances with more established organizations lacking financial muscle.
Enhance Efficiency
Optimize processes for loan disbursal, repayment collection, and administration to maximize operational efficiency.
Ensure Compliance
Stay updated on regulatory requirements and compliance standards to mitigate legal risks.
Improve Accessibility
Develop user-friendly platforms to streamline the loan application process for employees.
Customize Offerings
Tailor loan products and repayment options to individual and organizations financial needs.
Cultivate Trust
Build trust with partner organizations, borrowers, and stakeholders through transparent communication.
